Companies / Financials
JKHY
Jack Henry & Associates
Transaction & Payment Processing Services
Transaction & Payment Processing ServicesAnalysis in progress
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Business at a glance
Operating-health scores describe reported fundamentals on a 0–100 scale. They are not a rating of the stock. How they work
Operating health70
Growth49
Profitability73
Cash generationn/a
Balance sheetn/a
Dilution control87
Key ratios and five-year financials
Latest quarter revenue YoY (2026-09-30)8.8%Revenue growth (FY)7.1%Revenue CAGR (3y)7.0%Gross margin43.7%Operating margin25.0%Net margin19.8%Free cash flow margin27.3%R&D / revenue6.9%Stock comp / revenue1.3%Net debt / operating cash flow0.04xCurrent ratio1.17Diluted share count change-1.4%
| Fiscal year ending | FY 2022-06 | FY 2023-06 | FY 2024-06 | FY 2025-06 | FY 2026-06 |
|---|---|---|---|---|---|
| Revenue | $1.9B | $2.1B | $2.2B | $2.4B | $2.5B |
| Gross profit | $814M | $859M | $916M | $1.0B | $1.1B |
| Operating income | $475M | $481M | $489M | $569M | $635M |
| Net income | $363M | $367M | $382M | $456M | $503M |
| Operating cash flow | $505M | $382M | $568M | $642M | $762M |
| Capital expenditure | $35M | $39M | $58M | $53M | $67M |
| Free cash flow | $470M | $342M | $510M | $588M | $695M |
| R&D | $121M | $143M | $148M | $163M | $176M |
| Stock-based comp | $25M | $29M | $29M | $28M | $32M |
| Buybacks | $194M | $25M | $28M | $35M | $448M |
| Dividends | $139M | $147M | $156M | $165M | $170M |
| Cash | $49M | $12M | $38M | $102M | $12M |
| Total debt | $115M | $275M | $150M | $0 | $40M |
| Equity | $1.4B | $1.6B | $1.8B | $2.1B | $2.1B |
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